Is Now the Right Time to Refinance? Here’s How to Know
With interest rates constantly shifting and headlines buzzing about the housing market, you might be wondering: “Is now the right time to refinance my mortgage?” The truth is, there’s no one-size-fits-all answer—but there is a right time for you, and this guide will help you find it.
Can I Buy a House If I Have Student Loans?
If you’re carrying student loan debt and dreaming of buying a home, you’re not alone—and you’re definitely not out of luck. Many first-time homebuyers assume that having student loans automatically disqualifies them from getting a mortgage. That’s not true. In fact, nearly 40% of first-time buyers have student loan debt, according to the National Association of Realtors. Let’s break down what lenders look at, how your student loans factor in, and what steps you can take to move closer to homeownership.
How to Financially Prepare for Buying a Home in the Next 12 Months
Thinking about buying a home within the next year? That’s exciting — and smart planning now can make a huge difference later. The truth is, buying a home isn’t just about finding the right property; it’s about making sure your finances are strong enough to support one of the biggest purchases of your life. Whether you’re a first-time buyer or looking to upgrade, here’s a step-by-step guide to help you financially prepare to buy a home over the next 12 months.
Why Paying Off Collections Might Hurt (or Help) Your Credit Score
You’d think paying off a collection account would automatically improve your credit score, right? Not always. The truth is more complicated — and depending on your situation, paying off a collection could actually lower your score in the short term. But don’t let that scare you. Understanding how collections affect your credit (and when it does help to pay them) can save you money and stress, especially if you’re preparing for a big financial goal like buying a home.
What’s Cheaper in 2025: Buying a Home or Building One?
If you’re dreaming of owning a home in 2025, you’re likely asking one big question: Is it cheaper to buy a home or build one from the ground up? With inflation, fluctuating material costs, and shifting real estate trends, the answer isn’t as simple as it used to be.
Let’s break it down so you can make the best financial decision for your future.
The Ultimate Guide to Buying a House Without Leaving Your Couch
Gone are the days of driving from open house to open house, juggling paperwork, and waiting in lines to talk to a lender. Thanks to today’s digital tools, you can now go from pre-approval to closing—all from the comfort of your living room. If you’re wondering how to buy a home without ever stepping foot in an office or open house, you’re in the right place. Here’s your step-by-step guide to buying a house without leaving your couch.
The One Thing to Do Before Every Home Tour That Most Buyers Forget
When you’re house hunting, it’s easy to get caught up in the excitement — scrolling through listings, scheduling showings, and imagining your dream kitchen or backyard. But amid all that, there’s one critical step most buyers forget before walking into a home.
10 Essential Things to Consider Before Moving to a New State
Relocating to a new state is a big decision—whether you’re chasing a new job opportunity, hoping for better weather, or just craving a fresh start. It’s exciting, no doubt, but it can also feel overwhelming if you don’t take time to plan and research. A successful move isn’t just about finding a new place to live; it’s about understanding how your life will change once you get there. To help you avoid surprises and feel confident in your decision, here are 10 key things to consider before making that move across state lines.
10 Best Places to Live in the U.S. for a Fresh Start
Sometimes, the best way to reset your life is by changing your surroundings. Whether you’re looking to escape burnout, start a new career, or find a city that matches your values and lifestyle, the right move can make all the difference. These 10 cities across the U.S. stand out for their balance of opportunity, affordability, and quality of life—making them ideal places for a fresh start.